Attention homeowners in Yakima and Yakima County: Get an Appraisal today!

See the top seven reasons WA homeowners hire Appraisal Associates:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a WA property tax assessment
  3. Remove PMI to lower your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Yakima? Do you need help deciding the price of your real estate?
Contact Appraisal Associates.

At Appraisal Associates, we understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Appraisal Associates will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Appraisal Associates, we're qualified in helping customers just like you delete undesirable PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Appraisal Associates is your perfect weapon.

Was your HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Associates can help you reinstate your home equity line of credit with a professional appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Appraisal Associates offers field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.